Todd

Author Archives: Todd

Hi, I’m the founder of Learn to Grow Wealth Online. My goal is to help you create a brilliant online business. One that is profitable and will grow wealth for you and your loved ones well into the future. If you're willing to put in the effort, I can help you create your own source of online income.

Fidelity 2020 Review: Is Fidelity Investments Good for Beginners?

So you're looking to start investing online but you're not sure if Fidelity Investments is the right platform for you. Are Fidelity Investments good for beginners? Or is there a better alternative? In this Fidelity Investments review, we'll take a closer look at the platform and to see if it's a good broker for you and your goals. 

Fidelity Investments Review:  

A screenshot of Fidelity Investments logo.

The Bottom Line:

Fidelity Investments is a good low cost platform to start building and managing long term investments. Creating a brokerage accounts is free, and they have other cash management services too, including a credit card. While they do have software for day traders (such as Active Trader Pro) it's not generally recommended because it's a little slow. Fidelity is best known for credit cards, mutual funds, and other long term investments.

Pros: 

  • Most Accounts are Free with Low Fees.
  • Great Database of Stocks and Long Term Investments
  • Good Research & Learning Centers.
  • Decent Credit Card Rewards (Cash Back, ATM Fees Refund, etc)
  • Active Trader Pro, Software for Traders

Cons:

  • Low Rating on Customer Review Platforms.
  • Certain Fees are High, When Compared to Other Platforms.
  • No Automatic Trades for Individual Stocks.
  • Can be a Little Overwhelming for Beginners.

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Is Pampered Chef an MLM? Is It Worth Becoming a Consultant?

Maybe a friend invited you to a Pampered Chef party and you want to know if Pampered Chef is an MLM. Does the compensation work? Or is Pampered Chef a pyramid scheme?

I went ahead and did the research for you, so you can make up your own mind about the Pampered Chef business model. In this review, I'll take a close look at the income opportunity, expenses, potential income, and compare it to other online business models. 

Pampered Chef Review:  

Entry Price: 

Min $99 Kit

Industry & Products:

Kitchenwear

Type:  

MLM

Recommended:

Pros: 

  • Decent Kitchenware.
  •  Not Too Expensive to Join.

Cons:

  • High Monthly Sales Requirements.
  • It's Challenging to Sell Kitchenware.
  • 2.9% of Members Earn Close to Federal Minimum Wage.
  • Very Difficult to Make a Profit.
  • Not Sustainable.

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Is Mary Kay a Pyramid Scheme? Or The Holy Grail of MLMs?

Is Mary Kay a pyramid scheme designed to target women? Can you actually make good money with their compensation plan? Or is it another multi-level marketing company that promises the world but fails to deliver a cent? I spent hours researching Mary Kay, and what I uncovered will surprise you. 

Mary Kay Quick Review:  

Entry Price: 

$100

TYPE:  

Multi-level Marketing

INDUSTRY:

Skincare, Beauty, and Hair. 

Recommended:

Pros: 

  • Cheap-enough Starter Kits.
  • Lots of Training Material (Cold Call Scripts, etc).
  • Decent Quality Products.

Cons:

  • Income is Tied to Your Ability to Build a Team.
  • You Have to Order $450 Every 2 Months to Stay Active. 
  • Lots of Admin Fees (Website, Seminars, Back-office Tools, Kits, Hosting Parties, etc)
  • 80% of Members Earn Zero Dollars. 

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Is Monat a Pyramid Scheme? Or a Legitimate Income Opportunity?

If you're relatively active on social media, there's a good chance that you received a message from an old friend trying to sell Monat products. But is Monat a pyramid scheme? Don't most people who join MLM companies lose money?

Is Monat any different than the many other skin care & cosmetic MLM companies out there? Read this detailed Monat review to discover the shocking truth about Monat, and their opportunity. 

Monat Quick Review:  

Entry Price: 

$199 Min for Starter Pack

Opportunity Type: 

Multi-Level Marketing Scheme

Industry: 

Skincare, Hair, and Cosmetics

Recommended:

Pros: 

  • Wide Selection of Products
  • Lots of Bonuses

Cons:

  • Products Have Been Linked to Hair Loss
  • Expensive to Enter (Min $199 Kit)
  • Complex Compensation Plan
  • Average Annual Income VERY Low

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Is Ariix a Pyramid Scheme? or Legitimate Income Opportunity?

So you heard of a network marketing company called Ariix and you're wondering "Is Ariix a pyramid scheme?". With offices in more than 9 countries, Ariix is one of the largest multi-level marketing companies to date. On their website, they refer to their company as "The Opportunity Company". But does it actually work? 

Ariix Quick Review:  

Entry Price: 

$296 Minimum for a Kit

Average Earnings:  

$70 a Week

Type: 

MLM Company, Health & Wellness

Recommended:

Pros: 

  • The Ariix ACTIVE8 Model is Unique.
  •  Plenty of Products to Promote.
  • Decent Back-Office & Stats.
  • Offices in Over 9 Countries

Cons:

  • Overpriced Products.
  • Expensive Entry Kits & Memberships
  • Sales Requirements to Qualify for Commissions.
  • Based on a MLM-Recruitment Scheme.
  • Very Low Income Potential.

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Is Commission Hero a Scam? Or Is It Worth Buying?

You might have seen advertisements for Commission Hero (saying you can earn $1,000s a day!) and found yourself wondering if Commission Hero is a scam.  In that case, you came to the right place. We're going to take a close look at Robby Blanchard's Commission Hero course to see if it's worth buying or not. 

The fact that you're on this page proves you're cautious about these type courses. That's good! Because there are a lot of scams out there. I would know! Let's get started. 

Commission Hero Review:  

Entry Price: 

$997 (Payment Plans Available) 

Subject: 

Affiliate Marketing with Sales Pages

Recommended: 50/50

Commission Hero is an expensive course, and it requires a substantial investment. For people on a budget, I don't recommend this course. There's a much cheaper alternative that we'll mention later on. On the other hand, if you already own a successful business and want to learn about creating ad campaigns, then it's worth a look. 

Pros: 

  • Solid Training Material
  • Over the Shoulder Videos on How to Create Ad Campaigns on Facebook
  • Exclusive Facebook Group
  •  Extra Bonuses
  • How to Use Analytics and Facebook Pixel to Scale 

Cons:

  • Very Expensive ($997)
  • Requires Other Paid Tools
  • You Need A LOT of Money to Test Ad Campaigns
  • Not Many Lessons. Nothing About Search Engine Optimization or Content Creation

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Is Ipsos Survey a Scam? Or a Decent Survey Platform?

So you're searching for survey websites, and you keep coming across a company called Ipsos. You might have been burned by other platforms, so you're asking yourself, "Is Ipsos a scam?".  If so, continue reading this post because there are some important things you need to know about this company. 

I-Say Ipsos Survey Review:  

Entry Price: 

Free

Locations:  

U.S, Canada

Type:  

Survey Platform

Min Cash Out:

$15 PayPal (1,530 Points)

Recommended: NO 

Pros: 

  • Free to Join
  • Plenty of Rewards, Including Virtual Visa Cards

Cons:

  • Very Buggy - Multiple Technical Errors
  • You Won't Qualify for MOST Surveys
  • Income Potential Very Low ($1 an Hour)
  • Often Disqualified From Surveys in the Middle
  • Lengthy Surveys, Average 20 mins to Complete
  • Bad Reputation

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Is Opinion Outpost Worth It? Or Is It Another Survey Scam?

So you're wondering if Opinion Outpost is worth trying out or if it's a waste of time. You're probably sick of all the survey platforms that promise the same things but fail to deliver.

In this review, we're going to take a close look at Opinion Outpost, see how much you can earn, how the platforms works, and if it's something we recommend. 

Opinion Outpost Review:  

Entry Price: 

Free

Point to Dollar Ratio 

100 Points for $10 PayPal

Average Hourly Income: 

$3 to 5

Payment methods:

Gift Cards or PayPal

Recommended: No

Opinion Outpost is not a scam, but it's not a great survey platform. You spend more time filling in your profile and completing qualifier surveys than you do on paid surveys. It's not something I recommend. Continue reading this Opinion Outpost review for a detailed breakdown. 

Pros: 

  • Low Min Payout ($10 PayPal)
  • Fast Payment Processing (usually 3-4 days)
  • Plenty of Ways to Redeem Points (Cash, Gift Cards, Game Vouchers, etc)
  • Support Responds in a Reasonable Time Frame

Cons:

  • Bans or Locks  Accounts for No Reason
  •  Outdated Website
  • Average Hourly Income Very Low ($1-5)
  • Complete a "Qualifier" Survey for Each Main Survey
  • Disqualified from Surveys Often
  • Not Many Surveys Available

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