Want to know how’s Geico insurance, look no further.
I had the unpleasant experience of working with Geico and I’d never recommend Geico and here’s why..
Sorry this is a bit off topic for our readers, but I’ve got to bust a scam like Geico when I see it.
And this comes to you from me personally.
My wife and I went back to visit my parents for the 4th of July holiday last year, 2016, in Nebraska.
It was a great trip of fireworks, biking, and spending time with family.
Heading home down a slow paced interstate 80 to Colorado, close to Kearney, NE, we were passing a car going 75 MPH.
We were actually ahead of the car in the left lane by about 5 feet when they just veered into our lane and hit my truck without warning.
It’s like slow motion watching this car come into you and without any ability to stop it.
You’re thinking what the F##K is this, and boom, you’re in the median wondering “how could this have happened”.
I’m sure these guys were on their cell phone or something to have entered our lane like that.
How’s Geico Insurance – Absolutely Disgusting
So this thoughtless person didn’t take a second to look to their left to see if there was a car there.
And for that single error, we’ve got 13K in damages and countless hours of inconvenience that are’t compensated by Geico.
After writing up a police report, fixing my back right tire and heading home, we find that Geico feels that their client is only responsible for 80% of the damage.
What the ####!
You hit me, it’s clear that it was the other party’s fault, yet Geico wants to deny coverage.
Is this really the type of insurance company you want?
Sure I get it, it’s a company and Geico’s cheap, they want to try to deny as much as they can to improve their profit margins.
But come on, maybe Geico should get out of the insurance business.
I always have had great experiences with other insurance companies and so this type of cheapness and low class service is pretty insulting.
Here’s some interesting facts about Geico, read this post to see over 2,900 claims of Geico ripping people off.
Geico Denies 80% – Until Arbitration 😉
My insurance company tells me that Geico will only pay 80% of the damages.
I said #### that.
Take them to arbitration or court, I don’t care.
How insulting that Geico thinks they can marginalize the damage and time wasted on this situation that was ZERO fault of mine.
I’m the freaking victim for goodness sake.
We go to arbitration and of course after they listen to recorded testimonies, arbitration sides 100% for me.
Now Geico’s got to pay my claim 100% because their client was found at fault 100%.
Geico Still Denies to Pay!
They pay the car repair bill 100%, but now they want to deny paying for the personal damage outside of the car.
You see, I bought my wife a new road bike and had a 3 position bike rack for our bikes.
Her’s was on the outside position and when Geico’s client hit our car, that caused a break in one of the hinges that attached my wife’s bike.
The back tire was thrown from the rack and dragged on the ground until we stopped.
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Geico’s Typical Response: Before Denying Your Claim
My insurance company informs me that Geico has denied my personal property for this claim.
How can that be?
Geico Insurance has already been found 100% at fault by arbitration, why wouldn’t my personal bike/bike rack be included in the coverage.
This doesn’t seem fair so I request my money from Geico directly and they informed me that they need to see receipts for the bike rack and my wife’s tire.
Sounds reasonable.
The bike rack was purchased 5 years ago, but I was able to get a receipt. My wife’s receipt for the bike fix was also on hand and we got a video of how the back tire was messed up.
Receipts to Geico… Geico Still Denies Claim
Geico drags out the process of course.
How long?
It’s now close to a year and I’ve been out $400 some dollars, hours of time, and these jerks at Geico still want to only pay 80% of the bill for the personal damage.
How pathetic is that?
Again, is this the type of car insurance company you want to work with?
I would highly recommend you NEVER USE GEICO.
Cheap, drags out the time and expects that the customer will take it up the rear.
If you’re tired of these types of scams, stand up and ditch Geico.
There’s no other way to protest other than action.
20% of a $400 dollar bill is $80 dollars. They may not be much to you, but it is to other families and people out there.
And it’s nothing to a rich company like Geico.
I can sweat the $80 bucks, but I can’t stand being taken advantage of.
So I wrote this post because I know how to rank content quickly and this site gets around 1,000 visitors per day.
So hopefully we can get the word out on these losers at Geico.
How is Geico Insurance? Our Conclusion
Don’t touch Geico, their cheap, inconvenient, and an absolute disgusting company in my opinion.
Their client made a horrible error in driving, one that could have cost us our lives.
Instead, it cost time, money, and stress. Now they don’t want to pay a mere $80 dollars.
How sad and cheap is that?
Avoid Geico Car Insurance and please feel free to socially share this post with everyone out there.
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Time to get the word out on Geico.
The next time someone asks you “how’s Geico Insurance”, please send them to this post and let them know what these guys are about.
Wow, I been with geico for over 14 years, and I got no discounts other then what they make up.. like seat belt, abs, and some other stuff that already comes with the car.. and every time my insurance is up for renew they go up not down.. and make me take a safety class that cost me 25.00 dollars .. they told my that it will give me a big discount on my insurance.. so I did.. it was all b.s. they still went up my insurance, every time,, never fails. it’s sad that big corp companies take advantage of the little guy trying to pull ahead in life.. And after hearing what u have been going through now I’m really thinking of say good bye to gieco.
Do it Joaquin, do it while you are inspired or you’ll never do it. There’s a lot better companies out there than Geico and you should follow through with your gut feeling and ditch them. That’s the only way they’ll get the message.
Thanks for your feedback!
Todd
I had the unpleasant experience of working with Geico and I’d never recommend geico.
Thank you for the very interesting and informative blog post.
I appreciate it that you took the time out of your day to expose a scam like Geico Insurance and save me and I am sure many other people many head aches down the road
Sounds pretty week when Geico won’t pay out a small fee to take care of their responsibilities, really bad insurance company, shame Geico, shame!
Best wishes
-Finn
Thanks Finn, point is… Stay away from Geico Insurance. The next time someone asks you about Geico, send them to this post.
Wow, I didn’t even think about how difficult that stuff is! Thanks for sharing! Insurance is big business and the people are probably going to be the losers.
I never realized how bad a corporation like Geico can be!
If you want to follow me on me on my website, then let me know. Keep going with your idea-and don’t give up
Thanks for your feedback Benjamn on how Geico’s insurance is, rubbish basically.
Based on the story, Geico is quite disgusting and their attitude seems very poor towards the customer.
How can they behave so rudely and easily stay out of the responsibility.
It is better to stay away from this company’s even though in future if I am approached by Geico, I am surely going to avoid this insurance company and search for something better.
Thanks Amy for your feedback, best to avoid Geico insurance all together.
That sounds like a bummer deal. It seems to me that Geico needs a little Judge Judy time or something! Seriously though, it is really unfortunate to have to deal with a company with such little integrity, though there are many of these unscrupulous organizations out there! it is important for people to know this kind of information to hopefully negate further use of their unimpressive services!
Amen Rhett, nicely stated. For a mere $80 dollars, Geico Insurance disgraces themselves. Geico must be hard up for money or just greedy jerks. Sad indeed.
Cheers,
Todd
Wow! I have never had dealt with Geico but based on the TV commercials and all the ads, I always thought highly of Geico. I even tried several times to get quotes from them but they were higher than what I was paying for at the moment.
Funny that they always advertise that you can save hundreds of dollars in 15 min but in the past three years, and after getting several quotes from them, I am still paying less at State Farm. After your story, I am definitely not wasting my time and money into trying to apply with them.
I absolutely despise scams like these. I cannot believe that after their client was found 100% at fault, they still had the nerve to deny coverage. That’s simply pathetic for such a big company. No wonder they are able to advertise lower rates if that’s how they operate.
I am glad someone like you stands up to these kind of companies that think just because they are big, they can take advantage of the little guy and get away with it. Posts like these make us open our eyes to what a disgusting business, Geico and most insurance companies are.
Thanks Liliana,
That’s so true. I was livid this morning to get the final nay on the 20%. My insurance agent called up to try to rationalize the decision with no success.
I can take them to small claims court, then take up to a collection agency, but after all that, is it really worth it.
The cool thing is that after publishing this post ranks #4 in Google for How’s Geico and How’s Geico Insurance and these terms get searched over 15,000 times per month.
So hopefully this post will get to those that are in that first stage at working with Geico. Now this post can break up the amount of new clients they get for the long haul.
Just for denying someone $80 dollars to scar their reputation.
Thanks for the support.
Take care,
Todd