Is Ameriplan a Scam? Can you use their business opportunity to earn a consistent income? Is there a better alternative?
Continue reading to discover the answers to those questions.
I have been receiving a lot of questions about this company, and I hope this article will answer most of the questions.
Ameriplan Review
Product Name: Ameriplan
Product Type: Health Care Plans with MLM Opportunity
Best For: Nobody.
Rating: 40/100
Summary: Ameriplan as a health care service isn’t the best option since there’s so few Ameriplan partners that provide health care services.
As a business opportunity, selling discount health care plans isn’t such a hot niche, especially with inconsistent care providers.
Recommended: No
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What is Ameriplan?
Ameriplan is a company that provides a wide range of discounts on various services, mostly within the medical industry.
Members subscribe and pay a monthly fee for the coupons and discounts included in that package.
For example, one of the most popular membership plans is regarding dental work.
(Ameriplan Dental Plus $24.95/month).
When you need to see a dentist, Ameriplan will assist with some of the bills.
They’ll provide some financial compensation to lighten the load.
Now, it’s important to keep in mind that Ameriplan does not offer insurance.
It only offers discounts if the healthcare provider is partnered with Ameriplan.
Unfortunately, most doctors and hospitals are not Ameriplan partners, so the effectiveness of these discounts are lost.
In short, members are paying for a discount that they might not be able to redeem.
Ameriplan Business Opportunity & Memberships:
Ameriplan offers a business opportunity where you need to recruit new people, either over the phone or in-person.
One of Ameriplan’s recommended recruitment strategies is cold-calling – and that method can be quite difficult for some people.
The company works much like any other network marketing business; members are encourage to build teams under them to qualify for bonuses and residual commissions.
Its the same networking marketing system we have seen many – many – times.
Except, with this company, the members need to promote the memberships, and build a team at the same time.
Currently, the company offers three memberships:
- Dental Plus
- Med Plus
- Deluxe Plus
Fun fact: Orders can only be made via mail order. There are no online payments.
Let’s talk about Ameriplan Memberships..
Dental Plus is the most basic membership and costs $24.95/month. There’s also an additional $20 registration fee that’s revealed when you proceed to check-out.
Dental Plus provides discounts for the following services:
- Dental Work – Oral Exams, etc.
- Vision – Eye Exams, etc
- Prescription – Discounts on Prescription Drugs, etc.
- Chiropractic – X-Rays, etc.
Once again, it’s important to remember that discounts are only available if you visit a clinic that participates in this program.
Dental Plus covers and entire household.
It doesn’t work everywhere.
I wasn’t able to find any resource where you can find all Ameriplan partners, it would be nice to know.
Med Plus.
Med Plus costs $24.95/month + $20 registration fee.
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It costs the same as the dental plan but the services are a bit different.
Med Plus services are most based on consultations.
You can call a hotline where doctors can answer your questions, this is called Tele-Medicine.
There’s another service called Bill Negotiator that helps you find the best solutions to pay for your medical bills.
Deluxe Plus Membership.
Deluxe Plus is a combination of the two memberships, Dental and Med Plus, and there are some additional services thrown in as well.
This combo deal costs $39.95/month + $30 registration fee.
It covers a wide range of medical issues plus some non-medical services such as discount on Dell Computers and other companies.
Making Money with Ameriplan:
In 2015 the company changed their compensation rules, and now all commission-qualified members can earn 40% reoccurring commissions.
There are also several bonuses you can earn such the Cadillac Club, Paid Cruise, and Sales Team Cash Bonuses.
Essentially, the idea is to build a team and encourage them to continue making more sales and recruiting new people to increase your income.
To become an independent business owner you’ll need to pay a registration and subscription fee.
In order to qualify for commissions you’ll need to either purchase a subscription plan or make one sale.
In short you have to buy the product you want to promote.
The price to become an distributor for the products costs an annual fee of $24.95 – on all memberships.
For example, to become a distributor for Dental Plus you’ll need to pay:
- $24.95/month
- $20 Registration Fee
- $24.95/year IBO fee.
Total: $69.90 ($20 one-time, $24.95/year, and $24.95/month).
It’s on the cheaper side of network marketing systems, and the membership does provide you with a back office of marketing materials, brochures, flyers, etc.
There’s also some training included that will make it easier for you to find your first clients.
Once you have your active membership you can start looking for sales.
The company recommends cold-calling to secure clients.
You’ll call random people and try to sell them your payment plans. Sales scripts are included in the back office.
Cold Calling – Blah, Anything Good About These Guys?
One thing I liked about this business opportunity is that you receive two free website with already-made content.
Of course, when it comes to search engine optimization, already-made content is not ideal.
Read This to Learn How to Drive Targeted Traffic to Your Website with Unique Content
Nevertheless, its a feature worth mentioning!
To make cash you’ll need to recruit people under you and build a team while making sales a long the way.
You can make commissions selling the products (without recruiting anyone) but you’ll make more if you recruit people because you’ll earn a percent of their commissions.
You’ll also qualify for more bonuses and rewards.
So its not too expensive to join and there is some training material included.
If you have experience with telemarketing this might be a good choice for you.
On the other hand, if you despise talking to people over the phone, it might be good to pass on this opportunity.
Is AmeriPlan a Scam?
No. It’s not.
Its a legitimate product with legitimate services.
You can indeed make money with the business and they’ll also offer full refunds.
Though it is legal, that doesn’t mean its the best choice for you.
I found the compensation system to be quite complicated and selling discount plans isn’t such a hot niche.
I can see how most people won’t be interested because there are only a few AmeriPlan partners, and its hard to find who they are.
At least the program is not too expensive to check out.
An Alternative?
What do I recommend?
I recommend building your own website that you can use as a platform to advertise anything under the sun.
- Offer services.
- Sell your own products.
- Become an affiliate marketer.
There are plenty of ways to make cash when you have a website.
And if you know how to drive targeted traffic to that site.
It’s actually not as hard as one may think, and even easier when you have a proven system to follow.
I wanted this and was lucky to find such an educational program to teach me how it’s done.
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It’s one of the best things I’ve ever done and now I make cash online daily for the work I did one time.
You can do the same.
Do you have any experience with Ameriplan? Is Ameriplan a Scam in your opinion?
If so, leave a comment below and let us know.
Todd,
Thanks for this great explanation of what Ameriplan is and is not. From the customer’s perspective with so few participating facilities, it does not sound that great.
On the making of Ameriplan a viable business opportunity it sounds like every other MLM program out there.
I am not a fan of MLM’s. I think it is much wiser to work for one’s self without having to depend on others to duplicate your efforts.
For the 1-3% at the top perhaps it is OK?
But like every other MLM you will always have a 90% failure rate or greater.
Thanks again Todd for the great read,
CannaGary
Right on CannaGary, thanks for the kind feedback.
I’m like you, keep it simple by selling products of value to people that need help.
I see few mlm’s that offer real value. The ones I know would benefit from learn how to target traffic that your niche audience is searching for in Google.
Don’t know how, get our Free Targeted Traffic eBook. Regardless if you work mlm’s, eCommerce, blog, etc..
Thanks,
Todd
With all the investment opportunities available in the marketplace today, I am not sure a dental related investment opportunity would be the best idea. I would personally stick with “safe” investment opportunities such as good growth mutual funds. This may be a great opportunity. I would do my research first before moving forward. Remember, always play it safe when it comes to investments.
Great advise William, thanks for your feedback on Ameriplan.
I have heard of ameriplan and in your review you covered a lot, i have been in medical insurance field for 12 years and understand how it could be critical in some cases to have medical bills covered on your behalf.
Life expenses are growing and plans like this are an interesting topic of debate. The biggest concern would be to whether or not you’re covered with ameriplan.
Doesn’t seem really stable.
Thanks Feras and I would agree, I don’t think this program is developed enough to make me want to participate in it.
Hi Todd,
Just visited your site while surfing the internet and I love it. I read your review about Ameriplan and it seems a good and affordable source for dental treatment as I know that dental treatments are the costliest treatments.
But one thing I noticed is that it is not available everywhere so I don’t know whether it is available in my country. I also noticed that you are promoting Wealthy Affiliate, it is a legit online business as I myself am a member at it for over a year.
Hi Amit,
Thanks for your feedback on Ameriplan and Wealthy Affiliate. I’m not sure about the location question with Ameriplan, but I would imagine it’s country specific.
And yeah, I’ve been a member of Wealthy Affiliate for over 3 years now. They helped and continue to help me grow my business and improve my online skills.
Good to know ya and see you on the inside.
So many different ways to make or save money plans. I like your post because you lay out all the pros and cons of the product offer in a honest manner.
I would encourage anyone looking to buy this product to do their due diligence and see if it makes sense for them. The fact that you can sell the product could be a bonus.
However it is a MLM and the track record of many MLM’s have been spotty. Again if you want to sell the product do you research before signing up.
Great feedback Everton on Ameriplan, thanks.
This is the first time I hear about this Ameri Plan but I now have all the info I need to know about them just by reading through your post, that’s how informative your post is, you left no stone unturned. I can’t even think of 1 question to ask, you did a very good job, thanks for the info.
Thanks for the feedback Malenyalo.
Thanks for the review, Todd.
I see where you say that we have to purchase the product to benefit, but the costs seem a little steep. Is the investment worth the time and effort required? I do not think that I would be a huge fan of cold calling. I have an issue calling people that I know very well, lol.
Great Chris, thanks for your feedback on Ameriplan, agreed.
I think Ameriplan has been around for sometime, but I didn’t realize they are a MLM business.
I really think they may be an easy sell when it comes to MLM because so many people have a difficult time with insurance, especially self employed people who are barely employed?
Probably a better option would be to take you up on your offer to build my own website, make enough money to forget Ameriplan ever existed for either dental care or a business opportunity?
You are correct Mike, go for it and never look back. Eye of the tiger man 😉
So, maybe it isn’t a scam but doesn’t looks like a good product to sell. Pay to get discounts with partners not easy to find doesn’t sounds good IMO.
However, in a country like America with a healthcare system based on private insurances and expensive medical services, sell these discounts to people who can’t afford health insurance premiums maybe isn’t too difficult.
In addition, Ameri Plan main source of income probably is people joining the system (paying fees) to sell the product.
Wow, This is my first time I hear about dental and med business opportunities. How creative people are nowadays. I have never seen any of these things happen in my country.
If yes, I would like to give it a try as everyone needs to consult a doctor from time to time.
But after I read through your review that they only partner with few partner/networks, that would cause a bit concern for me.
Sounds like Ameriplan is more about the business model, they should focus on their medical networks.
Awesome Maxx, thanks for your feedback on Ameriplan, good suggestion.
I’ve heard about Ameri Plan numerous time in the past but never was too impressed. They might appeal to someone with no insurance but the places they affiliated with are too few in my opinion.
The seem very limited but maybe it they added more services, they could be a viable option for me .
Thanks Yunier for your feedback on our review of Ameriplan. Better health care is what we all need it seems like these days.
Hopefully they can improve their network.
Hi.
Enjoyed your comments about this Ameriplan. I have been a member in the past and can easily see the truth in all you said.
Think you did a great job in providing good and bad insights into how their operations work. Also I believe you gave a natural path towards a better way to succeed in the online world.
Thanks!
You bet Jo, thanks for your feedback as well being a past member of Ameriplan.
Wealth Affiliate is an amazing resource that any online business person should be hooked up within their community and learning center.
I have never heard of ameriplan before but I can see the need for a lot of people who are without dental coverage.
I know that dentist offices are picky when it comes to who and what insurance plans they work with, so yeah it is vital that people that pick a dental plan really needs to know and understand what the plan has to offer and especially if their local dentist will be on board.
Selling this product might be hard for people if there is mostly cold calling involved, so I like your suggestions that you have listed about building your own business and website.
You certainly give a lot of good information here and I know a few people that will certainly benefit from reading this, so I will gladly pass this along.
Angela
Awesome Angela, thanks for your feedback on Ameriplan, you makes some great points.
Best,
Todd
UGH!!! It seems like there is no service that is NOT offered under some sort of network marketing plan.
Initially, AmeriPlan seems like a great system considering that so many people have concerns about the ability to afford healthcare costs.
But as I continued to read your post, it was discouraging to know that many places are not even affiliated with AmeriPlan, so it seems like it would be quite useless.
Love your “fun fact” about only mail borders are accepted! Seriously?
Although you stated AmeriPlan is legitimate, it seems as if they have a long way to go in providing a considerable medical discount. Thanks for the info, Todd.
Hey Veronica,
Thanks for you awesome feedback on our Ameriplan Review, very cool.
Yeah, it’s a shabby service and so I wouldn’t want to market this product. Maybe in the future they can improve their medical networks and make this service more functional.
Until then, pass.
Network marketing, affiliate marketing, etc., it’s all about selling products and helping people is how I see it.
For that, you need to find a niche, build, make money, and impove upon your service.
And for those that want to do this and make that money, get hooked up with Wealthy Affiliate.
It’s the best place to get started and has led to some amazing careers, online businesses, and passive income.
Isn’t that what everyone wants?
If so, check out Wealthy Affiliate and get started on the right track.