Welcome to our My Top Tier Business review. Let me guess, you saw Matt Lloyd’s sales video and are pumped about earning fat affiliate commissions with these guys.
Now you are doing your due diligence and checking this program out before sinking any money into this system.
Good for you!
I must admit, the sales pitch is well presented with a concept that is fairly simple to understand.
Rather than being an affiliate marketer for Amazon or Clickbank, selling relatively inexpensive products and receiving smaller affiliate commissions, why not be an affiliate to high end products that make huge affiliate commissions.
Sounds great, right, but what’s the catch?
Just keep reading and you’ll find out…
Product Name: My Top Tier Business (MTTB). My Online Business Empire (MOBE)
Product Type: Affiliate Marketing/Online Business Training
Creator: Matt Lloyd
Price: $97 initial application fee with $2,000 to $9,000 in Up-Sells
Best For: Nobody in my opinion.
Summary: While some beginner online marketers report affiliate sales from marketing on sites like Click Ad Pays, it’s not recommended.
There a much better ways to get warm, targeted internet customers and I feel Click Ad Pays is a distraction and waste of time from those who are serious about building online business and online wealth.
If you’re looking into My Top Tier Business for the money making opportunity, you should check out my top recommended training instead. It has all the tools, training and support you need to build a successful online business. Plus 10 free classes to get started!
What is My Top Tier Business?
The My Top Tier Business program offers a 21 step training course for $97 dollars (the $97 dollars is actually called an application fee). The program offers large commissions on high end expensive affiliate products and resort packages.
My Top Tier Business promises the highest commissions in affiliate marketing that range between 50% – 90%. The owner, Matt Lloyd claims that by selling their products you can make sizable commissions of $1,200, $5,000, and $9,000 using their 7 step business plan. See the ad below.
What is Not Told in the Sales Video is…
That after a week of lessons in the course, you must pay a $1,997 fee to continue to the next lesson. Now the $1,997 is a franchise fee that basically allows you to sell the same program that you just bought into.
With this fee you also become an affiliate to another one of Matt Lloyd’s companies called MOBE, (My Online Business Empire).
Then you can begin as an affiliate to promote MOBE products and sell the MOBE license that you just bought.
Now what’s really important to mention here is that in order to make those large $5,000 and $9,000 commissions that hooked us with from the beginning is..
You have to purchase those licenses first before you every will have the chance sell these products and make those huge commissions.
So, you guessed it, your going to be paying…
Another $5,000 to $9,000 dollars… before you ever get a chance to sell overpriced all inclusive hotel marketing conferences and make those big commissions.
The whole time you’re listening to Mr. Lloyd’s presentation you’re thinking: the education is free, then it’s a $97 application fee, then, in order to finish the week of courses, it’s another $1,997 Franchise Fee.
And folks, to me, that’s misleading advertising, and almost a bait-n-switch tactic.
This also is not affiliate marketing. In affiliate marketing, you don’t have to pay someone to market their product.
The concept here is you make money by first buying into their expensive franchise, then you refer people who want to make money online to the My Top Tier Business program.
Is My Top Tier Business a Scam?
It technically isn’t. You see, they pay their affiliates commissions and so technically, MTTB isn’t a scam.
Now if you have a website and generate a good amount of traffic, you could see some good sales commissions from this type of product.
But you’ve got to consider the dishonest approach of not informing potential clients or friends that once they get into the system after paying $97 dollars, that they are going to have to fork over another $2,000 dollars to continue the training.
Not to mention they will be constantly up-sold on more expensive licenses in order to really generate the BIG COMMISSIONS.
The reality is… that the affiliate programs that are associated with My Online Business Empire, can be marketed for free without using the My Top Tier Business or the other MOBE programs.
You can go directly to these companies and create your own affiliate relationships and market their products without paying the $2,000 franchising free.
To me this is just dishonest marketing.
Just have the nerve to tell people upfront what the costs are, and let them decide to pursue it if they see the value in the program.
Plus, for those who can’t afford the franchising fee, they have now wasted 7 days, $97 dollars, and can’t continue learning from the program.
What I Like About MTTB:
The training appears to be pretty solid. MTTB offer daily tutorials that last about an hour long as well as personal coaching and customer support via Skype.
Many of those that don’t continue to pursue the training because of the $2,000 franchising fee have agreed that the initial training was helpful.
But I’d say that $97 dollars is pretty expensive for a week of training.
As a matter of fact, the training program that taught me how to build my online business offers a Free 7 Day Starter Membership and I guarantee you’ll learn as much if not more than with these guys.
And it won’t cost you a thing.
The other thing that I like is the commission structure of the MOBE franchise.
Normally, affiliate marketers get paid one time when someone comes and buys a product. Once that purchase is complete, that’s the end of the referral fee unless you market membership based products.
With the MOBE franchise, your commission structure and payouts are much higher. You get 90% of the commission from the initial referral.
Then if that customer makes other purchases through MOBE without your involvement, you continue to make a 50% commission on whatever they purchase. You also get a 50% commission from anyone who purchases the MOBE franchise fee as well.
What I Didn’t Like
I love it when marketers just lay out the facts and then let you, the consumer, make the decision based on real information.
My Top Tier Business sales pitch doesn’t do this.
Without taking the time to investigate the program, a person watching the sales video would join the program and be extremely disappointed when they find they have to pay an additional $1,997 dollars to continue the training.
The other negative aspect is that MTTB talks about how easy it is for new affiliate marketers to make great money without any affiliate marketing experience.
If you know anything about affiliate marketing, you know that it takes time to establish a business, website, and your affiliate marketing programs.
It doesn’t happen overnight.
As a matter of fact, check out this snippet from one of My Top Tier Business clients about the My Top Tier Business Income Disclosure Statement.
Then ask yourself if this program is worth the investment.
My Top Tier Business’s Money Back Guarantee
Now there is a 1 year money back guarantee with MTTB.
However, I found a personal experiences with My Top Tier Business that I had to share.
This shows you how the owner and customer service handle their money back guarantees.
In February 2014, this gentleman went through the sales pitch, signed up, took the week of classes, bought the franchise MOBE licensee for $1,997.
Then he went ahead and paid 1 of 4 monthly installment payments ($6,600) for the Platinum and Titanium Licenses (Remember you have to buy those franchise licenses in order to be able to sell those two products).
This Guy Got Moebed!
However, he didn’t receive access to the Platinum account, so he called his personal rep who responded a couple days later that he had fixed the glitch and that he would access to his account.
He did not.
For a week he called MTTB customer service and left Facebook messages without a response. The client then filed a dispute with his bank which then got their attention (11 days later).
They emailed him that his account was fine and that he now has full access to his membership/franchise. But by this time, the client didn’t want to have anything to do with My Top Tier Business.
He requested his money back and got NO RESPONSE.
He pursued assistance from MTTB customer service and the owner, Matt Lloyd himself. Both blew him off and to this day he has NEVER heard back from Matt Lloyd or the My Top Tier Business program about a refund.
He was lucky to have a good credit card though and was able to recover…
- $4,999 dollars back via credit card protection due to the violation of the contract by MOBE/MTTB.
- But lost $3,598 dollars from his debit card. The bank requested that the customer work out the dispute with MOBE.
MTTB has yet to return the gentleman’s call.
How’s that for a 1 Year Money Back Guarantee and Customer Services?
My Top Tier Business Price:
The price is free, right? Just kidding 🙂
Here are some of the prices that I discovered, I’m sure there are many more that I’m not aware of.
- There is the $97 dollar application fee (A year ago it was $47).
- Then a week into the program you have to pay the $1,997 MOBE franchise fee.
- Optional $5,000 dollars for the Platinum License
- Optional $9,000 for the Titanium Licenses
- There is also a monthly payment of $99 to be in the “Inner Circle”.
Final Opinion on My Top Tier Business:
I recommend you stay away from My Top Tier Business and My Online Business Empire (MOBE). They don’t honor their guarantees and my impression is that if you join them, you are in for a ride of costly Up-Sells.
It almost feels like a mlm or pyramid scheme with an affiliate program.
You don’t have to risk the bank to make great money online. I know the lure of fast cash online is attractive, but that’s typically what online scams preach to get you to buy into their overpriced program.
Now if you’re going the route of eCommerce, you can see some pretty big returns on your investment.
You can also make great money in affiliate marketing, but this takes a bit more time to develop your education and online business.
Creating an online business isn’t any different than going to college or a trade school. You’ve got to learn and put in the work to get something out of it.
But, you don’t have to accumulate massive student loan debt, well unless you go the MTTB route.
Instead, I recommend you risk nothing.
Take our free internet marketing training course and see what works for you. Maybe you’re destined for eCommercce, maybe it’s affiliate marketing or funnels.
The point is, you don’t have to risk a dime, you can take the course and decide which path is right for you.
Thanks for reading our My Top Tier Business Review, leave a comment below if you like.