Are you wondering what is Privacy Guard, if it’s actually a scam or a legit service?
For those looking for more information about the company and service, this is the post for you.
Today we’re taking a look at Privacy Guard, a budget online fraud protection service.
What is Privacy Guard?
Privacy Guard is a credit monitoring company similar to Equifax but with more of a focus on credit-protection.
The company offers three types of memberships: ID Protection, Credit Protection, and Total Protection.
ID Protection is the cheapest option at $9.99/month with a free two week trial.
There are quite a lot of features included in the Privacy Guard memberships, some of which are listed below.
- ID Fraud Resolution Support
- ID Verification Monitoring
- Online Directory Scan
- Annual Public Records Monitoring
- Online Fraud Assistance
- Lost and Stolen Assistance
- Credit Information Hotline
- Credit Scores Simulator
- 24/7 Daily Credit Monitoring
On the surface, Privacy Guard looks much like other ID protection companies out there.
But if you dig a little deeper, the truth starts to come out.
Is Privacy Guard a Scam?
Many customers are not satisfied with the services that Privacy Guard offers
Some of them are saying the whole company is a scam.
- The main reason for this: some of Privacy Guard’s ex-clients continue to pay for their services even after the user cancels their membership.
There have been quite a few cases where member’s canceled their free trial only to have the company bill them regardless.
Customers have also complained about Privacy Guard randomly closing their accounts, without notice.
Privacy Guard usually clears up these cases relatively quickly and the customer support is generally helpful.
To answer the question, Privacy Guard is not perfect – but it’s definitely not a scam.
But as I mentioned in other reviews for products in the industry, most credit card companies already have decent anti-fraud services in place.
These third party services are like an extra layer of protection.
Privacy Guard Cons:
One thing about Privacy Guard I don’t like is there is no option to freeze your credit.
Even companies like Equifax have options to freeze or lock your credit in case of fraud.
It’s not a total deal breaker, of course.
Another downside would be the lack of options of families or children.
Currently the company does not have an option to add children to your plan.
Other companies in this industry do have separate plans for children, so this is one area Privacy Guard could improve.
It’s also worth mentioning that Privacy Guard does not monitor drivers licenses, which is where most cases of identity fraud occur.
Warning:
Privacy Guard combines credit data from three major credit companies: Experian, TransUnion, and Equifax.
We have a problem with the last company on that list.
Though Equifax is one the largest credit companies in the world, it’s also one of the worst, with problems ranging from data breaches to inaccurate credit scores.
So if Privacy Guard gets their information from Equifax…
Not good.
One more con is Privacy Guard does not include any identity theft insurance.
Other companies offer a $1 million or more insurance.
What I Like about Privacy Guard:
Of course, there are a lot of things I did like about Privacy Guard.
For instance, Privacy Guard is one of the cheaper companies in the industry, their most expensive membership is only $24.99/month.
You can get started with a $1 trial to try out for two weeks, after that, you’ll be billed the full price of the membership.
I also like how they monitor your credit from three bureaus to make sure nothing suspicious is being added to your score.
But more importantly, I really liked their 24/7 toll-free information hotline.
Whenever you have a problem, call them up, and they’ll do their best to help out.
You can also use their credit dispute assistance service to correct inaccuracies on your report.
Of course, there is also an identity recovery service that will make it easy for you to restore your identity.
Generally, I think Privacy Guard is a decent budget company, it’s not the best, but it’s not terrible either.
I also liked their daily credit reports, it’s cool to see the changes in real time.
They also notify you via text or email if any changes are made to your report.
And there is a credit report simulator included too.
In Summary:
Privacy Guard is an okay company but they lack a lot of the more advanced features than other companies, such as ID Shield, do have.
But it’s cheaper as well, they’re first plan is only $10 a month.
In my opinion, if you’re going to use an online protection service, it’s better to go with a company that has the best services.
If spending a few extra dollars gives you peace of mind, ID protection is worth it.
In general, I like Privacy Guard, but it’s a very basic service, which basically takes free data from various companies and combines it for you.
Here’s My Top Recommended ID Theft Protection Service >>
On the other hand, Privacy Guard’s customer service is excellent, and I really like their toll free support hotline.
There’s nothing really unique or special about this company – they do what they say – and that’s about it.
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Thanks for taking the time to read this ‘What Is Privacy Guard Review’.
Leave a comment if you have any questions.
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